Cheddar: Save Money Gift Cards

Save up to 10% every time you shop at Tesco, Sainsbury's, Asda, Deliveroo and 100+ major UK retailers. Cheddar is the award-winning app that puts money back in your pocket instantly.

🏆 AWARD-WINNING APP
- Winner: Best App, Open Banking Expo Awards 2025
- Winner: Best Newcomer, British Bank Awards 2024

- 4.7★ rated by 3,000+ users
- Trustpilot Excellent rating (highest cashback rated app)
- Trusted by 100,000+ UK savers

💰 HOW IT WORKS

1. Browse 100+ top UK brands in the app
2. Buy a gift card for the amount you want to spend
3. Get instant cashback (up to 10%) added to your balance
4. Use the gift card like your debit card - scan in-store or enter code online
5. Cash out anytime to your bank (no fees, £5 minimum)

Same shopping experience, but you save money on every purchase.

💸 WHY CHEDDAR

✓ UP TO 10% CASHBACK - real money, not points
✓ INSTANT REWARDS - get cashback immediately, not in 30-90 days
✓ 100+ UK RETAILERS - shop where you already shop
✓ NO FEES - completely free, no subscription
✓ RELOADABLE GIFT CARDS* - top up the same card, stay organised
✓ QUICK CASH OUT - withdraw to your bank anytime

*Tesco, Sainsbury's, Asda and Costa Coffee are all reloadable. More to come...

🛒 SAVE AT THESE BRANDS

GROCERIES: Tesco (up to 5%), Sainsbury's (up to 4.25%), Asda (up to 3%), Morrisons (up to 4%), M&S (up to 4%), Iceland, Hello Fresh, Waitrose

TAKEAWAY: Deliveroo, Just Eat, Uber Eats

COFFEE & DINING: Costa (up to 10%), Starbucks, Caffè Nero, Pizza Express, Nando's

SHOPPING: Currys, Boots, Argos, Superdrug

FASHION: Nike, Adidas, JD Sports, ASOS, Boohoo

HOME: B&M, B&Q, Ikea, Dunelm, The Range

TRAVEL: Airbnb, Uber, Trainline, National Express

ENTERTAINMENT: Vue, Odeon, Cineworld

Plus 100+ more retailers!

✨ SMART FEATURES

PERSONALISED SAVINGS
Connect your bank securely and see where you can save the most based on your actual spending.

RELOADABLE GIFT CARDS
Buy once, top up anytime. All cards organised in one app.

SAVINGS TRACKER
See exactly how much you've saved brand-by-brand.

CASHBACK BOOSTS
Use regularly to unlock higher rates. The more you shop, the more you earn.

SAVINGS INSIGHTS
Monthly reports showing where you saved and where you could have saved more.

SPLIT BILLS
Send and receive money between friends without sharing bank details.

🔒 SAFE & SECURE

- FCA authorised payment institution
- Bank-level encryption
- Secure open banking (read-only access)
- No credit checks required
- GDPR compliant

🎁 PERFECT FOR

- Weekly grocery shopping (save £20+ per month)
- Regular takeaways (cashback on Deliveroo, Just Eat)
- Coffee lovers (up to 10% at Costa, Starbucks)
- Online shoppers (Nike, Adidas, ASOS)
- Students on a budget
- Anyone wanting to save without changing habits

💡 QUESTIONS

Q: How do gift cards work?
A: Like your debit card. In-store: scan barcode. Online: enter code. Cashback appears instantly.

Q: Minimum to cash out?
A: £5 minimum. No maximum, no fees.

Q: Any costs?
A: None. Completely free.

Q: How fast is cashback?
A: Instant when you buy the gift card.

Q: What if I don't spend it all?
A: You can use the balances at a later date. Check each card for details. Most have over a years expiry date.

Q: Is my data safe?
A: Yes. FCA authorised, bank-level security, read-only access.

📊 REAL SAVINGS

GROCERY SHOPPER
£400/month at Tesco (5%)
= £20/month = £240/year

COFFEE LOVER
£100/month at Costa (10%)
= £10/month = £120/year

Most users save £400-700 per year.

🚀 START SAVING

Download Cheddar and never pay full price again. Join 100,000+ UK savers putting money back in their pockets.

📞 SUPPORT

- In-app chat
- Email: [email protected]
- Help: htlp.cheddar.me
- Response: 1-2 days

Follow us:
Instagram: @cheddarpay
TikTok: @cheddarpay
Twitter: @cheddarpay

Cheddar Payments Limited is authorised and regulated by the Financial Conduct Authority (FCA).

Download free. Save instantly. 🧡