Cheddar - instant cashback

4.6
1.04K reviews
50K+
Downloads
Content rating
PEGI 3
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About this app

Get up to 10% instant cashback at Tesco, Sainsbury's, ASDA and 200+ UK brands. Unlike other cashback apps, you get paid before you shop - not in 30-90 days.

Buy gift cards for yourself (not for gifting!) through Cheddar, get instant cashback, then use them exactly like your debit card.

HOW IT WORKS
1. Buy gift cards for yourself through Cheddar
2. Get instant cashback added to your Cheddar account
3. Use gift cards like your debit card - scan in-store or pay online
4. Withdraw cashback anytime to your bank account (zero fees)

INSTANT CASHBACK
- Tesco - up to 5% cashback
- Sainsbury's - up to 4.25% cashback
- ASDA - up to 4% cashback
- Costa Coffee - up to 10% cashback
- Deliveroo - up to 5.5% cashback
- Nike - up to 7.5% cashback
- Boots - up to 5% cashback
- Morrisons - up to 4% cashback
- M&S - up to 4.5% cashback
- Just Eat - up to 6% cashback
- 200+ more UK brands

WHY CHOOSE CHEDDAR?

⚡ Instant Cashback - Get paid before you shop, not weeks later
💳 Works Everywhere - Gift cards work like debit cards in-store and online (brand dependant)
💰 No Fees - Zero fees to cash out, £5 minimum withdrawal
🔄 Reloadable Cards - Top up your Tesco, Sainsbury's, ASDA, Costa cards anytime
📊 Track Savings - See exactly how much you've saved at each brand
🏆 Award-Winning - Best App 2025, Best Newcomer 2024

GIFT CARDS FOR YOURSELF

These aren't gift cards you give to others (although you can in the app if you want to) - they're gift cards you buy for yourself to save money on your own shopping. Use them exactly like your debit card at Tesco, Sainsbury's, ASDA, Costa and 200+ UK brands.

TRUSTED & SECURE

- FCA Authorised and Regulated
- 100,000+ UK users
- 4.7★ rated by 3,000+ users
- Bank-level encryption
- Your data stays private

POPULAR BRANDS

Groceries: Tesco, Sainsbury's, ASDA, Morrisons, M&S, Waitrose, Iceland, Aldi
Food & Drink: Costa, Starbucks, Deliveroo, Just Eat, Uber Eats, Nando's
Fashion: Nike, Adidas, ASOS, TK Maxx, Sports Direct, Boots
Lifestyle: Airbnb, Uber, John Lewis, Argos, B&Q, Currys

REAL SAVINGS EXAMPLES

Weekly £100 Tesco shop at 5% = £260/year
Daily £4 Costa at 10% = £146/year
Monthly £50 Deliveroo at 4% = £24/year

Example potential: over £432/year

CHEDDAR VS OTHER APPS

TopCashback/Quidco: Wait 30-90 days ❌
Cheddar: Get paid instantly ✅

Download Cheddar and start saving money on every shop. 100% free forever.

Questions? support.cheddar.me
Updated on
Nov 19, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
1.04K reviews
Cezjez
July 8, 2025
*update on initial review: 08/07, refund sorted* On my second attempt at buying a gift card, on 26/06, I was told the payment had failed, but I can see on my banking app that the money had been taken. I checked the cheddar app to see if the giftcard had appeared, but it hadn't. I contacted support on 27/06/25, allowing for their stated average 2 business days' response time. Not a peep, only the automated message. Tried contacting again, and nothing. Hopefully, they will respond to this review?
14 people found this review helpful
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Giacomo Lacava
October 19, 2024
Good concept; unlike many cashback sites, you don't have to wait months for your money - it's immediate: as soon as you buy a prepaid card, you get the cashback, which can be withdrawn after it reaches £5. Loses a star because there are a few annoyances, like taking several minutes to generate certain codes (CNA be embarrassing at the till) and having to renew access to your bank account every few days.
4 people found this review helpful
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Danielle Stewart
May 3, 2025
The fact that it's gift cards now is pretty rubbish, but that is not why it's getting 1 star from me. I still use it for a specific gift card. the 1 star is because the app is literally unusable. It either completely crashes on opening, or it hangs on a black screen that I can't get out of without killing the app completely. Reinstalling makes it work once and then not a second time. Once the enhanced rate is gone on my gift card of choice, I'll be deleting this.
6 people found this review helpful
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What’s new

We're constantly improving Cheddar for our users.

This update includes:
- Improved UX for users who reach spending limits
- Adding loyalty cards with an invalid format

Happy saving!