Cheddar: Save Money Gift Cards

Save up to 10% every time you shop at 200+ major UK retailers. Get instant cashback at Tesco (up to 5%), Costa (up to 10%), Sainsbury's (up to 4.25%), Asda (up to 4%), and hundreds more brands you already use.

🏆 AWARD-WINNING APP
- Winner: Best App, Open Banking Expo Awards 2025
- Winner: Best Newcomer, British Bank Awards 2024
- 4.6★ rated by 1,000+ users
- One of the UK's highest-rated cashback apps on Trustpilot
- Trusted by 100,000+ savers

💰 HOW IT WORKS

1. Browse 200+ UK brands
2. Buy a gift card for the amount you want to spend
3. Get instant cashback (3-10% at most retailers, up to 20% at select brands)
4. Use your gift card like a debit card
5. Cash out to your bank anytime (£5 minimum, no fees)

Same shopping experience. Extra money in your pocket.

💸 WHY CHEDDAR

✓ INSTANT CASHBACK - money added immediately, not in 30-90 days
✓ UP TO 10% BACK - highest rates at popular brands like Costa
✓ 200+ UK RETAILERS - shop where you already shop
✓ COMPLETELY FREE - no fees, no subscription
✓ RELOADABLE GIFT CARDS - top up Tesco, Sainsbury's, Asda & Costa
✓ CASH OUT ANYTIME - withdraw whenever you want

🛒 WHERE YOU SAVE

GROCERIES & SUPERMARKETS: Tesco (up to 5%), Sainsbury's (up to 4.25%), Asda (up to 4%), Morrisons (up to 4%), M&S (up to 4%), Iceland, HelloFresh, Waitrose, Co-op, Farmfoods, McColl's

TAKEAWAY & DELIVERY: Deliveroo, Just Eat, Uber Eats, Greggs

COFFEE & DINING: Costa (up to 10%), Starbucks, Caffè Nero, Pizza Express, Nando's, Wagamama, Prezzo, Ask Italian, Zizzi, Burger King, KFC, Five Guys

SHOPPING & ELECTRONICS: Currys, Boots, Argos, Superdrug, Halfords, Screwfix, Toolstation

FASHION & SPORTSWEAR: Nike, Adidas, JD Sports, ASOS, Boohoo, Sports Direct, New Look, Foot Locker, Schuh, Office, Next, Primark

HOME & DIY: B&M, B&Q, Ikea, Dunelm, The Range, Homebase, Wickes, Robert Dyas

TRAVEL & TRANSPORT: Airbnb, Uber, Trainline, National Express, Eurostar, Enterprise, Europcar

ENTERTAINMENT & GYM: Vue Cinemas, Odeon, Cineworld, PureGym, David Lloyd, Hollywood Bowl, Alton Towers

BEAUTY & WELLNESS: Lookfantastic, Cult Beauty, SpaceNK, The Body Shop, Lush

PETS: Pets at Home, Fetch, Jollyes

Plus 200+ more brands including Apple, Xbox, PlayStation, Spotify, Netflix, Amazon and many others!

✨ SMART FEATURES

🎯 Personalized savings based on your spending
🔄 Reloadable gift cards at top retailers
📊 Track savings by brand
🔥 Cashback boosts for regular users
📈 Monthly savings insights
💳 Split bills with friends instantly

🔒 SAFE & SECURE

- FCA authorized payment institution
- Bank-level encryption
- Read-only open banking access
- No credit checks required
- GDPR compliant

💡 QUESTIONS

Q: How do gift cards work?
A: Like your debit card. Scan in-store or enter code online. Cashback added instantly.

Q: Minimum cash out?
A: £5 minimum, no maximum, no fees.

Q: Any costs?
A: None. Completely free.

Q: How fast is cashback?
A: Instant when you buy the gift card.

Q: What if I don't spend it all?
A: Balance carries over. Most cards valid 12+ months. Reloadable cards never expire.

Q: Is my data safe?
A: Yes. FCA authorized, bank-level security, read-only access.

Q: What's the typical cashback rate?
A: Most users earn 3-10% depending on the retailer. Costa offers up to 10%, groceries typically 3-5%, and select specialty brands offer up to 20%.

📊 REAL SAVINGS

TESCO SHOPPER
£400/month (up to 5% back)
= Up to £20/month = £240/year

COSTA COFFEE
£100/month (up to 10% back)
= Up to £10/month = £120/year

Our top users save £400-700 per year on purchases they were making anyway.

🚀 START SAVING

Download Cheddar and join 100,000+ UK savers who never pay full price.

📞 SUPPORT

- In-app chat
- Email: [email protected]
- Help: help.cheddar.me
- Response: Under 48 hours

Follow us:
Instagram: @cheddarpay
TikTok: @cheddarpay
Twitter: @cheddarpay

Cheddar Payments Limited is authorized and regulated by the Financial Conduct Authority (FCA).

Download free. Save instantly. 🧡